Car Insurance Now at -50% for the First Year
When you take out a Pohjola Car Insurance policy for your car by December 31, 2026, through Saka, you'll receive a 50% discount on the first year's premiums for voluntary car insurance (comprehensive/casco).
The discount is offered by Pohjola Insurance Ltd and is available to private customers for personally owned passenger cars, provided the car insurance is taken out together with mandatory liability insurance.
What the Campaign Includes
Benefit: 50% discount on the first year's premium for voluntary car insurance (casco).
Deadline: The insurance must be taken out by December 31, 2026.
Where: The insurance is taken out through Saka when purchasing a car.
Who it's for: Private customers, for personally owned passenger cars.
Condition: Car insurance must be taken out together with mandatory liability insurance – the discount does not apply to liability insurance alone.
Insurer: Pohjola Insurance Ltd.
This is the same Pohjola car insurance that Saka sells as part of the
SakaKasko product – the campaign is not a new insurance product, but a limited-time discount on a familiar product.
How Does the Discount Affect the Price of Car Insurance?
The price of car insurance (casco) is always individual: it depends on the car, its use, the driver's age and claims history (bonus), and the chosen coverage level (Light and Super). Saka's salesperson or Pohjola will calculate a personalized price for you – the campaign does not change this calculation method, but cuts the final annual premium calculated for you by half for the first insurance year.
In practice, this means:
The discount is calculated based on the exact casco insurance annual premium that Pohjola offers you – not a general list price.
The discount applies only to voluntary car insurance (casco), not to mandatory liability insurance, which is priced separately.
The discount applies only during the first insurance year. In the second year, the premium is determined normally, based on factors such as the claims history (bonus) accumulated during the year driven.
Illustrative examples (indicative only, not actual quotes):
0Normal Annual Casco Premium | Campaign Price in Year 1 (-50%) | Savings in Year 1 |
€500/year | €250/year | €250 |
€800/year | €400/year | €400 |
€1,200/year | €600/year | €600 |
Annual casco premiums in Finland generally range from approximately €400 to €1,500, depending on the car and the driver, so the actual savings in euros also depend entirely on your own personalized quote. You can only see your exact benefit by requesting a calculation from your car salesperson.
How Do I Activate the Benefit?
Purchase your car from Saka and request a quote for Pohjola Car Insurance at the same time.
Take out car insurance together with mandatory liability insurance by December 31, 2026.
The salesperson will add the campaign discount to the agreement – the 50% discount will be reflected directly in the first year's premium.
Summary
The Pohjola Car Insurance campaign gives private customers a 50% discount on the first year's premium for voluntary car insurance, when the insurance is taken out together with mandatory liability insurance by December 31, 2026, at this Saka dealership. The discount is always calculated based on your own individually priced casco premium, so you will only see the exact euro amount of your benefit in your personalized quote.
