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Volvo XC90
Spacious and reliable SUV
Overview
Volvo XC90 in Brief
The Volvo XC90 is the largest and most prestigious SUV in Volvo's lineup, known for its spaciousness, Scandinavian design, and strong safety reputation. As a used vehicle, the XC90 is particularly appealing to families and business users who need a genuinely seven-seat car but still want premium-level refinement and driving comfort.
In the used car market, the XC90 is available from many different eras and powertrains, ranging from the traditional D5 diesel to the modern T8 Recharge plug-in hybrid, offering buyers a wide range of options depending on budget and intended use. The model's strengths include interior quality, seating comfort, low noise levels, and comprehensive safety equipment, which set it apart from many competitors in the same size class.
In Volvo's lineup, the XC90 is the brand's largest and most representative SUV. You can also browse all of Saka's used Volvo vehicles if you want to compare the XC90 with other models from the brand.
You can also watch a Volvo XC90 test drive in Saka's test drive videos if you want to see how the model performs in real-world driving.
Who Is the Volvo XC90 For?
The Volvo XC90 is best suited for buyers who value space, safety, and refined travel comfort over a sporty driving feel. The model appeals especially to families with children and entrepreneurs who need a large vehicle but don't want to compromise on a premium feel.
- You genuinely need a seven-seat vehicle where the third row is also usable for adults on shorter trips
- You frequently transport family, dogs, or large amounts of luggage and appreciate high ground clearance on longer trips and, when needed, in slightly more challenging terrain
- You appreciate a Scandinavian, clean, and high-quality interior finish
- You want comprehensive and up-to-date safety equipment in your vehicle, something Volvo is well known for
- You value a quiet and comfortable cabin on long drives more than a sporty suspension setup
- You want the option to choose between a traditional diesel, gasoline engine, or plug-in hybrid to match your driving profile
- You value a well-known brand with strong resale value and an extensive service network in the US
Price of a Used Volvo XC90
The price of a used Volvo XC90 depends primarily on the model year, mileage, powertrain, transmission, trim level, service history, and overall condition of the vehicle. Older and higher-mileage examples typically fall into a more affordable price range, while newer, low-mileage, and well-equipped models are considerably more valuable.
Used Volvo XC90 vehicles sold at Saka have typically been priced between approximately X,000 and X,000 euros. When comparing prices, it's worth looking beyond the model year to also consider mileage, service history, powertrain, and equipment, as there can be significant price differences between vehicles of the same age.
Model Years and Generations
- 1st generation, 2002–2014: The first Volvo XC90 was introduced in 2002 and was produced through 2014. The model received a facelift update in 2006. The most common powertrain in the US market is the D5 diesel, though gasoline models and the rarer V8 are also available. As a used vehicle, this generation is the most affordable way to get into a large, seven-seat Volvo.
- 2nd generation, 2014–2019: The second generation is built on Volvo's newer platform and brought a significant leap forward in interior quality, safety, and powertrain options. This includes the D5 diesel, T6 gasoline, and T8 Twin Engine plug-in hybrid, among others.
- 2nd generation, facelift 2019–2024: The lineup was updated with mild hybrid-equipped B5 and B6 engines, as well as the more powerful T8 Recharge plug-in hybrid. As a used vehicle, this is a logical choice for buyers who want a newer model but not quite the latest model year.
- 2nd generation, latest update 2024–: The lineup has continued with further updated B5 and B6 engines and the T8 Recharge plug-in hybrid. These are rarer and more expensive on the used market but represent the most current options available.
If you're looking for an affordable and spacious family vehicle, first-generation D5 models are often a great starting point, as long as the service history and engine condition have been carefully verified. If you value more modern safety technology and better interior quality, it's worth directing your attention toward second-generation models.
Read more about the model on the following tabs!
Technical Specifications
Engines and Powertrains
The Volvo XC90 is available used with a wide range of powertrains, as the model has been in production for over two decades. The earliest first-generation vehicles were powered by capable five-cylinder gasoline and diesel engines. The gasoline engine was also available in a six-cylinder configuration. Following the 2006 facelift, the earlier gasoline engines were replaced by a six-cylinder 3.2-liter unit. Between 2004 and 2010, a rarer 4.4-liter V8 gasoline engine was also available — an engine also known from the second-generation Volvo S90 sedan.
The second-generation engine lineup consists of conventional four-cylinder gasoline and diesel engines, alongside an electrified powertrain. The gasoline-electric combination has proven to be the most popular powertrain choice for the XC90.
When shopping used, you'll most commonly come across these options:
- D5: The most common powertrain for the first generation in Finland. An economical and long-range turbodiesel engine whose service history is worth checking especially carefully at higher mileages.
- T6: A turbocharged gasoline engine that delivers livelier performance than the diesel but also comes with higher fuel consumption.
- V8: A rarer eight-cylinder gasoline option from 2004–2010. Impressive, but noticeably more expensive to maintain than the diesel.
- B5 and B6: Mild hybrid powertrains for the second-generation facelift models, available in both diesel and gasoline versions. The electric assist provides modest fuel savings, but the car cannot be charged from an outlet.
- T8 Twin Engine / T8 Recharge: A plug-in hybrid combining a combustion engine with an electric motor. This is the most popular powertrain for the second generation and suits buyers who have the ability to charge the car at home or at work.
All-Wheel Drive and Automatic Transmission
In Finland, the Volvo XC90 has been sold almost exclusively in all-wheel drive (AWD) configuration, and all versions use an automatic transmission. Front-wheel drive versions have been offered in some markets, but they are rarely seen in the Finnish used car market.
In second-generation plug-in hybrids, all-wheel drive is implemented in a unique way: the combustion engine drives the front wheels while the electric motor powers the rear axle, with no mechanical connection between them. When running on electricity alone, the car is effectively rear-wheel drive, even though the overall system qualifies as all-wheel drive.
It's always worth verifying the all-wheel drive system during a test drive, especially if the car has seen a lot of winter driving or has been used for towing. For plug-in hybrid models, the condition of the electric motor and battery pack is worth paying particular attention to when reviewing the service history.
Dimensions, Cargo Space, and Towing Capacity
The Volvo XC90 is a large SUV with second-generation dimensions of approximately 195 inches in length, about 77 inches in width excluding mirrors, and around 70 inches in height. The wheelbase is long at approximately 117 inches, which is especially noticeable in the spaciousness of the second and third seating rows. First-generation dimensions are slightly smaller but in line with the same size class.
Cargo space in the trunk is 640 liters. With the rear seatbacks folded down, the space can be expanded to as much as 1,874 liters, though with the third-row seats in use, the cargo area is naturally considerably smaller. Towing capacity is typically up to approximately 4,960 lbs with a braked trailer, but the exact towing capacity should always be verified in the individual vehicle's registration and technical documents, as it varies depending on the engine and trim level.
Driving Experience and Top Features
Driving Feel, Driver Assistance, and Safety
The Volvo XC90 is particularly known for its calm and composed driving feel, low noise levels, and comfortable suspension, making it an excellent choice for long-distance driving. Many individual vehicles are available with air suspension, which further enhances ride comfort but also adds notable technical complexity when buying used.
Safety has been a hallmark of the XC90 throughout its history: both the first and second generations have received a full five-star rating in Euro NCAP crash testing. Even the first-generation model featured the BLIS blind spot information system to assist with lane changes, as well as parking guidelines displayed on the center console screen. Active headlights were introduced from the 2006 model year onward. In later models, automatic emergency braking and collision avoidance systems are standard equipment. In second-generation models, the headlights also partially dim automatically for oncoming traffic.
Top Features
The large centrally located touchscreen in the newest XC90 models controls nearly all vehicle functions through a smartphone-like interface. Climate control settings and seat heaters have also been moved to the screen, though dedicated physical buttons have been retained along the bottom edge of the display.
Used XC90 vehicles on the market often come generously equipped with comfort features such as:
- Leather upholstery and power-adjustable front seats
- R-Design-level sportier leather and Alcantara seats
- Heated seats and, in some models, ventilated seats as well
- Panoramic sunroof
- 360-degree backup camera
- Air suspension
- Head-up display
- Premium Bowers & Wilkins audio system
- Trailer hitch
- Apple CarPlay and Android Auto
Buyer's Guide
What should you check when buying a used Volvo XC90?
During a test drive and when reviewing the service history, pay special attention to the following:
- Complete and regular service history, especially regarding scheduled maintenance
- Engine performance and any unusual noises, particularly in diesel engines with higher mileage
- Automatic transmission behavior during gear changes
- All-wheel drive functionality, for example on slippery surfaces
- In plug-in hybrid models, battery health (SOH) and charging functionality
- Air suspension operation, if equipped
- Functionality of electronic features and the infotainment system
- Brake and tire condition given the vehicle's weight
- Any rust damage on the undercarriage and lower door panels
- Warning lights and their causes before and during the test drive
Maintenance and operating costs
The Volvo XC90 falls above average in maintenance and operating costs for its class and trim level, which is worth considering when making a purchase decision. The single biggest cost factor is the vehicle's size and weight, which affects both fuel consumption and the wear of components such as tires and brakes.
The D5 diesel is typically the most economical option for daily use, while the V8 and higher-performance gasoline models consume significantly more fuel. The T8 plug-in hybrid can be cost-effective overall if most driving is done on electricity, but fuel consumption increases on longer trips due to the vehicle's weight. It is always worth verifying the service history at an authorized dealer, as components such as the air suspension and hybrid system can be expensive to repair if they have not been serviced on time.
Diesel, gasoline, or plug-in hybrid?
The choice of powertrain should be based on your own driving profile. Diesel is best suited for drivers who cover high mileage and long distances, for whom fuel efficiency is the top priority. A gasoline engine is a sensible choice if you drive fewer miles and cannot fully take advantage of diesel's benefits. A plug-in hybrid, on the other hand, is a good fit for buyers who have the ability to charge the vehicle regularly at home or at work and want to combine the spaciousness of a large SUV with partially electric driving.
Competitors and Comparison
Comparing models within the brand
- Volvo XC60: A smaller, more agile SUV that suits buyers who don't need seven seats.
- Volvo XC40: A compact SUV for city driving and a smaller budget.
- Volvo V90: A spacious estate that offers the same premium feel in a lower body style.
Comparing competitors
- Audi Q7: A technology-focused German premium SUV with a sportier driving character.
- BMW X5: A sporty, high-performing competitor in the large SUV class.
- Mercedes-Benz GLE: A spacious, comfort-oriented premium SUV where the interior's luxury really stands out.
- Volkswagen Touareg: A more affordable yet still well-built and spacious alternative in the same premium SUV class.
Summary
The Volvo XC90 stands out from its competitors especially for its safety reputation, Scandinavian interior and calm driving feel. Where the BMW X5 and Audi Q7 lean more towards sporty handling, the XC90 suits best the buyer who values comfort, space and refined quality over outright performance.
You can easily browse Saka's full selection on the used cars page, where you'll find all available cars and can compare options with ease. You'll also find useful information about cars on Saka's homepage.
Frequently Asked Questions - Volvo XC90
Is the Volvo XC90 a reliable used car?
Yes, regularly serviced Volvo XC90 vehicles are generally reliable. Most issues that arise with used examples are related to inadequate maintenance or wear on special equipment such as air suspension, rather than the engine mechanics themselves.
Is it worth buying a Volvo XC90?
The XC90 is worth buying if you genuinely need a large, seven-seat vehicle that prioritizes space, safety, and comfort. However, if a sporty driving feel or the lowest possible running costs are your top priorities, it's worth comparing smaller or lighter alternatives as well.
What are the most common known issues with this model?
The most common areas to watch out for include electrical faults, infotainment system reliability, and the condition of the suspension on air-suspended models. On high-mileage first-generation examples, it's also worth checking the condition of the turbocharger and transmission.
Is the Volvo XC90 a plug-in hybrid?
Models badged T8 Twin Engine and T8 Recharge are plug-in hybrids that can be charged from an outlet. Models badged B5 and B6 are mild hybrid versions that cannot be charged from an outlet.
Does the Volvo XC90 have all-wheel drive?
Virtually all XC90 vehicles sold in Finland are all-wheel drive. Front-wheel-drive versions have been offered in other markets, but they are rarely seen in the Finnish used car market. In second-generation plug-in hybrids, the electric motor drives the rear axle independently of the combustion engine, meaning the car is effectively rear-wheel drive when running on electricity alone.
How does the Volvo XC90 compare to its main competitors?
The XC90 stands out particularly for its safety and comfortable, quiet ride, while models such as the BMW X5 and Audi Q7 place greater emphasis on sporty driving dynamics. The choice comes down to whether you value comfort or driving performance more.
What should you pay attention to during a test drive?
During a test drive, pay close attention to the engine and transmission performance, the condition of the suspension and brakes, steering feel, and the functionality of the electronic features. On plug-in hybrid models, also check the battery condition and charging function. Be sure to check for any warning lights carefully both before and during the test drive.
Easy car deals at Saka!
Saka is Finland's largest used-car dealer, and our operations are built on strict quality control. We select only the best examples among used cars and make sure every car we sell lives up to our promises.
Every used car priced over €10,000 that comes up for sale at Saka undergoes an independent third-party condition inspection, and the key findings are compiled for the customer in the Rehti certificate – the new standard for used-car condition inspections.
Why buy a car from Saka?
- Thorough condition inspection and the Rehti certificate: Our used cars priced over €10,000 undergo an independent third-party condition inspection, and the batteries of electric cars and plug-in hybrids are tested with the Aviloo battery test. The key findings of the inspection are compiled for the customer in the Rehti certificate. Read more about the Rehti certificate, the condition inspection and the battery test.
- Flexible car financing: We offer ready-negotiated financing, letting you pay for your car easily in even monthly instalments – even without a down payment if needed.
- Trading in your car: Sell us your old car! We buy cars under 10 years old with under 225,000 km on the clock. When you buy a car from us, we'll take your old car in trade.
- Home delivery: We deliver the car of your dreams to a Saka showroom or straight to your front door anywhere in Finland. Read more about home delivery.
On our site you'll also find plenty of information on different car models and fuel types. On our media page you'll find, besides our sweepstakes, things like:
- Guides to buying an electric car, a hybrid car and a used car
- Test-drive videos, where experienced car journalist Anniina Pohjonen test-drives Saka's most popular cars
- Tip videos, where our car salespeople answer the most common questions about choosing a car
- Stylish vibe videos of the most popular car models
Interested in a XC90?
Get in touch!Contact one of our experts and find the perfect XC90 for you.